PC World Software Tech Reviews

Google Wallet review: Easy money sending and bill splitting, if you’re on iOS

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Google Wallet is the mobile payment app that’s so close and yet so far. Were it not for its limitations on the Android side, it would be a strong contender for “Best App that Isn’t Venmo.” Boasting a simple interface, robust bill splitting abilities—well, for iOS users, anyway—and ability to send or receive cash from virtually anyone, Google Wallet checks most of the boxes when it comes to peer-to-peer payments, although we wish it would let you use a credit card rather than just debit cards.

Google may be a hot company, but its Wallet app faces stiff competition. Check out the other mobile payment apps we reviewed.

Setup

Getting started with Google Wallet is relatively painless, particularly if you’ve already got a Google account. Once you sign in, the Google Wallet app will add any payment methods you’ve already enabled through your Google account. Your Google contacts are also available directly through the app.

The Google Wallet app will let you add multiple debit cards or bank accounts, and you can pick a default payment method where any funds you receive will be automatically deposited.

Unfortunately, you can’t use credit cards with Google Wallet when sending or receiving money from friends (although, confusingly, any credit cards you’ve previously used with Google may be listed among your Google Wallet payment methods). That’s a problem for those who like being able to dispute fraudulent charges with their credit card company.

Sending and receiving money

Google Wallet’s interface looks similar to those of  the other basic money-sending apps in our roundup. There’s a big “$0” in the middle, which you can tap to edit the amount of cash you want to send or request. Below the dollar amount, Android users will find two buttons—Send and Request—while iOS users will see a third button, Split.

Google Wallet main interfaceBen Patterson / IDG

Google Wallet’s simple main interface lets you tap in an amount, then tap Send or Request; note the lack of a “Split” button in the Android version of the app.

If you tap Split, you’ll instantly jump to your contact list, where you can tap up to five friends with whom you’d like to split the bill. Next, you’ll get a list of the friends you’ve picked with amounts next to their names. You can edit either the total amount of the bill or the individual amounts for your friends. Your own share is helpfully included in the list, and you can double, triple or even quadruple the share of a friend who’s paying for more than one person.

Overall, Google Wallet’s split feature is the best of any money-sharing app we reviewed. For now, though, Android users are missing out on splitting checks with Google Wallet. Hopefully, a future update of Google Wallet for Android will add the ability to split checks (and indeed, it appears the feature may be on its way to Android users soon).

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